We have walked hundreds of Baton Rouge homeowners through roof claims. We document the damage, meet your adjuster on site, and review the approved scope line by line.
Insurance Claim Support
Ready to start?
Free inspection, no obligation, and we handle the insurance paperwork.
Our Work
A look at the quality and craftsmanship we deliver on every job.
Claim Costs
On an approved storm claim, your cost is your deductible, not the price of the roof. The confusing part is what the carrier pays and when. Here is the plain-language version. Our claim support is free: we do not charge to inspect, document, or meet your adjuster.
Your out of pocket
Your deductible
On an approved claim you pay the deductible listed on your policy. Louisiana wind and hail deductibles are often a percentage of the dwelling coverage rather than a flat dollar amount, so check that line.
Due at the time work is completed.
Inspection and claim support
$0
Free roof inspection, dated photo report, measurements, damage summary for your carrier, and we meet the adjuster on the roof with you.
Report in 1 to 2 business days.
Repair without a claim
$350 - $2,500
When the damage is smaller than your deductible, paying out of pocket is usually the better move. We price it that way and tell you honestly.
Usually one day on site.
Coverage decisions belong to your carrier and your policy language. We document damage and advocate for a complete scope, we do not adjust claims or promise an outcome.
Timeline
Louisiana law sets deadlines for carriers, which works in your favor if you file promptly and document well.
Step 1
Before you call the carrier, get evidence. We inspect, photograph with dates, and tell you whether the damage is worth filing against your deductible.
Step 2
You file with your carrier and get a claim number. File promptly: policies require notice within a reasonable time and late reporting is a common denial reason.
Step 3
Louisiana insurers must acknowledge a claim and begin the adjustment process within statutory deadlines. If you hear nothing, follow up in writing and keep the record.
Step 4
We meet your adjuster on the roof, walk the damage together, and provide our documented scope so nothing legitimate gets missed.
Step 5
You receive the carrier's scope and settlement. If items were left out, we submit a documented supplement rather than cutting corners on the repair.
Step 6
We complete the approved work, you pay your deductible, and we provide the final invoice and photos your carrier needs to release any held depreciation.
A simple, transparent path from first call to finished project.
We’ll assess your roofing or restoration needs and walk you through what’s required.
You’ll get a detailed estimate using only new materials.
Our expert team completes the job on time and walks you through the results.
Frequently Asked Questions
You file the claim with your carrier, and we do the heavy lifting around it: full photo documentation, measurements, a written scope of work, and meeting your adjuster on site.
A denial is not always the end. We re-inspect, document anything the original report missed, and provide the evidence you need to request a reinspection from your carrier.
Actual cash value pays the depreciated value of the roof up front. Replacement cost value releases the remaining depreciation after the work is complete and invoiced. We explain exactly which one your policy uses.
No. Waiving or absorbing a deductible is insurance fraud in Louisiana. Your deductible is your responsibility, and we are transparent about that from day one.
Most Baton Rouge claims move from inspection to approval in two to four weeks, though heavy storm seasons slow adjusters down. Clean documentation up front is the fastest way through.
That depends on your carrier and claim history. Ask your agent before filing. Our free inspection tells you whether the damage is even worth a claim in the first place.
We're proud to be known across Baton Rouge for our honest workmanship and 5-star customer satisfaction. Every material we use is brand-new and sourced from trusted suppliers.
Trusted by homeowners throughout Baton Rouge, see what our customers have to say.
We had a great experience working with Rafael and Brittany. They worked directly with our insurance company and completed the job in a timely and professional manner. They were very personable and walked us through the entire process.
Ralph’s crew replaced our roof after the last big storm. The work was clean, fast, and looks fantastic. Easy to recommend.
Honest, hardworking, and on time. They handled drywall repair and interior painting and the result is beautiful.
Brittany kept us informed every step of the way. The roof looks great and the price was fair. Five stars.
We had a great experience working with Rafael and Brittany. They worked directly with our insurance company and completed the job in a timely and professional manner. They were very personable and walked us through the entire process.
Ralph’s crew replaced our roof after the last big storm. The work was clean, fast, and looks fantastic. Easy to recommend.
Honest, hardworking, and on time. They handled drywall repair and interior painting and the result is beautiful.
Baton Rouge & Surrounding Cities
Ralph’s Roofing & Restoration proudly serves homeowners throughout Baton Rouge and the surrounding cities below.
Reach out today for a free, no-pressure estimate. We respond fast and treat every project like it’s our own home.
